TransUnion got its start in 1968 when the Union Tank Car Company -a railcar leasing operation- created it as its parent holding company. Years later, TransUnion grew quickly after acquiring companies like Credit Bureau of Cook County and TrueCredit.com. The company tends to be a leader in innovation. After the acquisition of the Credit...
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Previously known as CCN Systems, Experian is a large credit bureau with offices in approximately 36 countries. Experian was established in 1980 in Nottingham and grew drastically after acquiring several other bureaus. The company not only handles credit services but decision analytics, interactive services and marketing services. Experian collects data on: businesses, motor vehicles,...
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An Equifax credit report compiles a staggering amount of personal credit information from all credit users in the United States An amazing amount of credit information about you is continually stored, updated into Equifax databases and converted into a FICO credit score which is what lenders ultimately base their lending decisions to you on....
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Equifax is one of the three major credit reporting agencies, along with Experian and Tans Union. All three get information from creditors voluntarily. You may have heard of the agencies, and realize the important of your credit report. If you do, then you may be interested in retaining a copy of your own credit...
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There are 3 major credit bureaus that have information on your regarding your credit history. Anyone that has ever applied for a loan or credit of any kind has a file at one of the 3 major credit bureaus. Since merchants usually report to only one of the 3 major credit bureaus, you may...
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