TransUnion got its start in 1968 when the Union Tank Car Company -a railcar leasing operation- created it as its parent holding company. Years later, TransUnion grew quickly after acquiring companies like Credit Bureau of Cook County and TrueCredit.com. The company tends to be a leader in innovation. After the acquisition of the Credit...
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Previously known as CCN Systems, Experian is a large credit bureau with offices in approximately 36 countries. Experian was established in 1980 in Nottingham and grew drastically after acquiring several other bureaus. The company not only handles credit services but decision analytics, interactive services...
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VantageScore is an innovative generic credit score model that simplifies and enhances the credit process for both consumers and credit grantors. It offers a highly predictive score with a consistent interpretation of consumer credit files across all three major credit reporting companies (CRCs) –...
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The Vantage Score, technically spelled VantageScore, is a credit rating system developed by the top three credit agencies: Experian, Equifax, and TransUnion. It was created to directly compete with the Fair Isaac Corporation’s FICO Score, which is currently the most widely used credit scoring ...
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The Vantage Credit Score Explained. This is the first of five posts relating to credit scores and credit history. If you ordered a credit score along with your Experian credit report, you probably got a VantageScore and wondered “what the heck is this?” It’s...
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An Equifax credit report compiles a staggering amount of personal credit information from all credit users in the United States An amazing amount of credit information about you is continually stored, updated into Equifax databases and converted into a FICO credit score which is...
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